Hi Colman,
I'm not intolerant, I'm just curious. I totally agree that with panniers it is a very nice way to travel. With a bagback like Najo did I think it's going to be very uncomfortable in the end. And because of the small tires I think that folding bicycles are not well suited for the more demanding roads. For asfalt and good pistes I believe they are fine though.
Cycle the world (always curious),
Whisky